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Patricia Elizableth
Patricia is 28 years old and lives in Suburbio de Guayaquil. She sells products manufactured by Yambal (a company that offers women entrepreneurs the opportunity to start their own independent sales businesses). She is divorced and continues to work to support her two year old son.

Since she works alone in order to provide for her child, Patricia begins very early offering her products to neighbors and friends. She sells perfumes ranging from $20.00 to $75.00 per unit. One of her worries is leaving her son alone with her mother while she is away working.

This loan will be used to buy Yambal products such as perfumes, crèmes, and deodorants. In the future, Patricia wants to finish the construction of her house and provide good things for her son.

View original language description ↓
Patricia de 28 años, vive en el suburbio de Guayaquil, ella vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes), aunque esta divorciada ella sigue trabajando para su hijo de 2 años.

Realiza su trabajo sola para poder mantener a su hijo, trabaja desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes desde $ 20.00 hasta $ 75.00 c/u. una de las preocupaciones que tiene es dejar solo a su hijo con su mama, mientras que sale a trabajar.

Con el préstamo quiere comprar productos Yambal como perfumes, cremas, desodorantes. En el futuro quiere terminar de construir su casa y darle una buena a su hijo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Patricia Elizableth purchase perfumes, crèmes, and deodorants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 7, 2010
Jul 28, 2010
Currency Exchange Loss:
Aug 20, 2011