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Mwinda Plus Group
In this Group: Erick, Mboyo, Odette, Espérance, Sébastien, Cécile, Alphonsine, Charlotte, Ekanga, Solange, Bea, Germaine, Cédric, Sophie*, Nicole, Marie, Antoinette, Richard, Mamie
* not pictured
Erick B., aged 27, is the president of the Community Bank “Mwinda Plus,” which is composed of 19 members united in solidarity to receive loans from Kiva through MFI HOPE RDC with the goal of developing their businesses.

Erick is single. He sells second-hand clothing. He has been in business since 2001. He manages his business in his area located the center-east of the city of Kinshasa. He has already received one loan and has repaid it properly. He intends to use the next loan to expand the inventory of his business by buying a bundle of used clothing to resell with the aim of increasing his profits. Each week, his business brings in a profit of US$ 30. His ambition is to open a general store.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mwinda Plus Group's $3,400 loan helped a member increasing his inventory by buying a bundle of used clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 7, 2010
Jul 29, 2010
Currency Exchange Loss:
Dec 15, 2010