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Svetlana S. was born in 1966 and lives in Ijevan city with her 13-year-old son. Svetlana's husband has been missing for several years, but she doesn't lose hope of finding him some day!

Since 2005 Svetlana has run her own shop where she sells food, household goods and clothes. With the profit from her business she keeps her small family, supports her business, and also was able to buy a computer.

To increase her income, Svetlana intends to start to manage an Internet club. Thus, now, she asks for a 550,000 AMD loan which will enable her to buy two more computers. Her son has good computer skills so, after his lessons, he will help his mother in her new occupation.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 369.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Svetlana to buy two computers for her new Internet business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 23, 2010
Aug 1, 2010
Currency Exchange Loss:
Dec 15, 2011