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Nhoi Duoi1-3 Group
In this Group: To, Thuy , Hong
To T. H. is 46 years old and lives in Nhoi Duoi village with her husband and her son. She has a store and sells everything for everybody in her village. She has had this job for many years. She has a monthly income of about 3,000,000 Vietnamdong (VND).

She has participated in SEDA since 2009. For her last loan, she borrowed 2,375,000 VND and has completely and punctually repaid this amount. For this loan, she would like to borrow 5,450,000 VND to expand her store.

About the other borrowers in her group:
Thuy T. D. is 36 years old. She would like to borrow 5,450,000 VND in order to breed poultry.

Hong T. D. is 31 years old. She would like to borrow 5,450,000 VND in order to invest in her store.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 85
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 19,090.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhoi Duoi1-3 Group's $875 loan helped a member to expand her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2010
Aug 1, 2010
Currency Exchange Loss:
Aug 17, 2011