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Ainura's Group
In this Group: Ainura , Nuruiza , Aigul , Sveta
Ainura K. is the leader of this group. She is 51 and married. She has raised two daughters and a son. The first daughter is married and lives separately with her family, the second is a student and the son works as a teacher. Ainura also works as a teacher at the same school. Her husband has been engaged in cattle breeding since 1995, after the collective farms broke up. Ainura applied for this loan because she needs money to pay for her second daughter’s education at university.

Nuruiza M., 51, is married. She has two daughters and a son. The first daughter studies at university, the second is at school and the son is preschool age – under 7. Nuruiza and her husband have been engaged in cattle breeding since 1995. By selling some cattle, they were able to repair their house and purchase a tractor. Now Nuruiza hopes to obtain this loan because she needs money to pay for her daughter’s medical treatment. In the future, Nuruiza wants to see her daughters get married.

Aigul T. is the treasurer of the group. She is 49 and married. She has raised five sons: the three older ones are working, the fourth son is in the army and the youngest one studies at school. With money received from this loan, Aigul wants to pay for her son’s education at university. In the future, she wants to purchase a house in Bishkek.

Sveta B., 43, is a widow. She has two daughters and a son. The older daughter and the son are at school and the younger daughter is not yet school age. Sveta hopes to obtain this loan because she needs money to cover the family's expenses.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ainura's Group's $875 loan helped a member to pay for her daughter's education at university.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 19, 2010
Jul 28, 2010
Currency Exchange Loss:
Dec 15, 2010