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Jesusa D. is from the village of Gusa Calatunan, Sindangan, Zamboanga del Norte. This 39-year-old married mother of two school-aged children owns and operates a general store selling daily food in the local community. Engaged in her business for eight years, she earns approximately 6000 PHP a month.

In 2007, Jesusa joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Having repaid her previous loan of 8000 PHP from PMPC that was used to purchase additional products to sell, she is now requesting a new loan of 50000 PHP to purchase additional inventory and to use as working capital and for the tuition of her two children. This loan will be Jesusa's seventh from PMPC, and she plans to use the additional revenue generated from the business to improve/expand her store.

About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Jesusa to buy additional products and goods and to pay tuition fees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 28, 2010
Aug 1, 2010
Currency Exchange Loss:
Jul 15, 2012