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Juntos Para El Exito Group
In this Group: Alexander, Esperanza, Diana, Monica, Eveliza, Maria Pascuala, Elizabeth Elvira, Lucila Anamaria, Cecilia, Eusebia Magaly, Teofilo, Agripina
Organization and responsibility are what characterize the “Juntos para el Éxito” (Together for Success) communal bank which has 12 members currently in its second cycle.

Group president, Mónica, sells clothing based on prior orders. She has been in this line of work for three and a half years. This is something she enjoys doing although she tells us that this year sales have been less compared to last year. However, this doesn’t discourage her because she always looks for sales opportunities for her products because she’s always thinking of her children’s wellbeing.

She started out in this business when she had the opportunity to save a bit of money from her previous sales job. With her daily effort she has managed to purchase a television set and a sound system. Her great dream is to own her own house.

The current loan will be used to buy stock merchandise. The group members are satisfied with the loan and wish to continue to collaborate with EDAPROSPO-PROSPERIDAD.
View original language description ↓
Organización y responsabilidad es lo que caracteriza a L. Alcancía "Comunal Juntos para el Éxito", ahora lo conforman 12 socios que cursan el segundo ciclo.
L. Presidenta Mónica se dedica al rubro D. L. venta D. prendas D. vestir (reparte sobre pedidos), desD. hace tres años y seis meses, es algo que le gusta hacer, aunque elL. nos manifiesta que este año no ha tenido muchas ventas en comparación con el año pasado pero eso no L. desanima ya que siempre busca las circunstancias para poder ofrecer sus productos, ya piensa en el bienestar D. sus hijos, se inicio en este negocio ya que tuvo L. oportunidad D. juntar unos ahorros gracias al trabajo D. vendedora al cual se dedicaba anteriormente. Con el esfuerzo D. su labor diaria ha logrado comprar un televisor y un equipo D. sonido, su gran sueño es tener una tienda propia.
El reciente préstamo será destinado para L. compra D. mercadería. Los socios están conformes con el crédito y desean continuar trabajando con EDAPROSPO-PROSPERIDAD.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Para El Exito Group's $2,200 loan helped a member to buy clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 20, 2010
Aug 2, 2010
Currency Exchange Loss:
Dec 15, 2010