A loan helped to buy farm inputs such as certified seeds and high-nutrient fertilizers to improve production and earn profits to support her family.


Betty's story

In Kenya, a third-world country, opportunities are scarce and poverty levels are high.

Betty is a 33-year-old woman who is happily married. She has seven children, all of whom are still attending school.

Betty is a hard-working, progressive, and honest farmer from a remote village in the Nandi Hills area of Kenya. This area is very fertile, with favorable weather patterns that support farming activities. Betty's primary sources of income are crops and cows. Though she has faced hard times in her life, she has never lost her desire to succeed. Betty started farming with the aim of empowering people to live a healthier life by providing them with food.

The biggest constraint on Betty's success is poor-quality fertilizers and a lack of certified seeds. Betty is seeking this loan to buy farm inputs such as certified seeds and high-nutrient fertilizers. The use of quality farm inputs will enable her to improve her production. Then, she will generate more income to repay her loan debt and elevate her family's quality of life.

Juhudi Kilimo has partnered with Kiva to provide financial services to small businesses around Kenya. Through these financial services, farmers in Kitale can now buy productive assets and important agricultural inputs for use on their farms.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details