A loan of $700 helps a wide variety of body creams so she has enough merchandise to meet the needs of her customers.


Ruth Azucena's story

Ruth lives with her son, age 4, who's her only economic dependent. She has no relatives who live abroad.

Ruth explained that she has worked for three years selling body creams, lotions, and other products via catalogue. A friend taught her the business. Ruth works every day without a set schedule. She promotes her products on social networks from home. Her advantage for earning more profit it that she doesn't pay to rent a store.

She requested a loan to supply the inventory for her business. The investment will consist of a purchase of a wide variety of body creams so she has enough merchandise to meet the needs of her customers.

Ruth thinks the investment will serve to improve her sales and her profits, because that way she and her son will have the chance to optimize their lifestyle.

Ruth's goal is to make good use of the loan to have economic stability and repay her debt with a good credit record.

Translator profile picture

Translated from Spanish by Kiva volunteer Catharine Wall.


This loan is special because:

It includes access to savings accounts.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff


Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.