A loan helped to purchase dairy cows in order to increase the volume of milk she sells.

Nazira's story

This wonderful woman is called Nazira. She is 51 years old. She is married and all her children are adults. Nazira has a high school education. She is kind and compassionate by nature.
Since 2005, her family's main source of income has been raising livestock along with farming. Owing to her hard work and her husband's help with housework, currently, she has 3 cows at her farm and also 0,9 hectares of land where she grows organic beans. She has a contract for the supply of organic milk to a local factory for further processing into dairy products. This allows her to continuously invest in her agricultural business. Having learned that at Bai-Tushum Bank she can get a loan secured by a contract for future supply as part of the "Value chain" product, she applied for a loan in the amount of 170,000 KGS to purchase dairy cows in order to increase volumes of milk sales.
Payments for the milk from the factory will be directly transferred to Nazira's bank account, and loan payments will be automatically deducted. The income from the loan will help to further develop the farm.

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Translated from Russian by Kiva volunteer Liudmila Zhustareva.

This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Loan details

Lenders and lending teams

Loan details