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Maria De Lourdes
Maria is a woman who is dedicated to her work in a cafe. She was able to establish the cafe several years ago, and she makes a variety of food for it. This has helped her husband to cover the basic expenses. He is a taxi driver, and there are days when he has few customers.

That is why she took the initiative to work in order to get income. Through the years she has been improving her house. She has done that with the help of a loan through the institution. It is the only way to be able to build because everything is expensive.

She will use the loan to build a room for privacy and to be more comfortable. Her house is small. She will buy stone, ten zinc sheets, ten bags of cement, iron, buttresses, and other things to start the work.

Her plans are to keep working and to achieve economic equilibrium to cover her payments.
View original language description ↓
Doña Maria es una mujer que se ha esforzado en su trabajo un cafetín que logro ubicarse hace varios años, en donde hace una variedad de alimentos. El cual ha apoyado a su esposo en cubrir los gastos básicos, el trabaja de cadete de taxi, en donde hay días con pocos clientes.

Es por eso toma la iniciativa de trabajar para obtener ingresos. A través de los años ha venido mejorando su casa el cual lo ha logrado con el apoyo de la institución mediante el financiamiento ya que es el único medio para poder construir por que todo esta caro.
Lo que hará con este préstamo es la construcción de un cuarto, logrando privacidad. Y mejor comodidad ya que la casa es pequeña.
Comprara: piedra, diez láminas de zinc, diez bolsas de cemento, hierro, estribo y otros para comenzar la obra.
Sus planes es seguir trabajando, y lograr el equilibrio económico para cubrir sus pagos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Maria De Lourdes build a room for privacy and to be more comfortable - buy stone, ten zinc sheets, ten bags of cement, iron, buttresses, and other things.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Aug 1, 2010
Currency Exchange Loss:
Aug 15, 2011