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Kuteesa Womens Group-Lugazi
In this Group: Efulansi, Veronica, Nalongo, Florence, Ritah, Jane, Aidah, Joyce, Cissy, Margret, Deborah, Christine, David*, Charles *, Robert*
* not pictured
Most people in Uganda have done their utmost through the years to get a settled means of living through subsistence and commercial farming. With this genre of business, it has always been an assured flood tide of financial success whether in the short term or in the long term. Even in the event of drought or famine, many farmers have banked on their reserves to make ends meet. It is therefore surprising to see a person dispense with this kind of lucrative venture.

45-year-old K. Efulansi decided to go against this grain and made her farming business a subsidiary business 30 years ago. Her deduction was that she would be able to make more profit selling charcoal. She however still maintained her farming business though it now played second fiddle to charcoal sales. With hard work and determination, this married mother of 4 school-going children has achieved her goal.

In Luleeka, Lugazi where she operates, she has carved out a reliable niche for her business. This explains why her business is still going strong notwithstanding the competition she faces. In a month, she makes profits to the tune of 100,000 shillings. With this loan, she wants to buy more bags of charcoal for resale.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,253.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kuteesa Womens Group-Lugazi's $1,675 loan helped a member purchase more bags of charcoal for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 15, 2010
Jul 27, 2010
Currency Exchange Loss:
Dec 15, 2010