A loan of $1,075 helped a member to purchase a cow.

Obidohon's Group's story

When a person works every day, he gains very valuable traits. First, he becomes patient and prudent. Sweat spilled and effort expended imparts thrift and respect for work as a whole. For this reason, even during times of unemployment and economic decline, the heroes of our story once again show that hardworking people always find work.

Obidohon J. is the leader of this group. She is sixty years old, and after her husband’s death she was left with two children. Fortunately, her children have grown up, married, and now there are even grandsons to help Obidohon with her business. Obidohon works raising cattle and cultivating cotton. Her elder son is thirty-nine, and her younger son is thirty. Both of her sons have left to work in the Russian Federation. However, they left only when they were convinced that the grandsons could look after their grandmother and take care of the household. Obidohon has been working in animal husbandry for twenty-five years. Earlier, Obidohon only grew cotton. However, through Obidohon’s diligence and hard work, she produced enough cotton to allow her to buy livestock and begin to raise cattle. She has managed to marry off her sons and is already thinking about celebrating the weddings of her grandsons. Obidohon is asking for a loan to buy a cow.

Obidohon’s partners in the group:

Dilmuradjan M. is forty-one years old. Dilmuradjan has two daughters and one son. The entire family works cultivating and harvesting sunflowers, potatoes and carrots. Dilmuradjan recently has begun building a new house. Now he hopes to obtain a loan to buy building materials. Dilmuradjan expects to receive a second harvest this season, and now all his efforts are directed towards this.

Dilnoza K. is twenty-five years old. She is married. Dilnoza’s husband is a freelance builder. To help her husband, Dilnoza works in animal husbandry. She fattens cattle and resells it in the cattle market. Dilnoza is asking for a loan to buy calves. In the future, Dilnoza would like to construct a big stable.

Haticha M. is fifty-three years old. Haticha is a widow and the mother of two children. So as not to be dependent on her children, Haticha industriously works fattening cattle. She has a cow with a calf and two sheep. She also sells milk. Haticha wants to take out a loan to buy a sheep.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

In this group: Obidohon, Dilmuradjan, Dilnoza, Haticha

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Translated from Russian by Kiva volunteer Melissa Kniazeva

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