A loan of $1,175 helped a member to purchase fertilizers.


Dilaram's Group's story

In order for a person to lead his or her life in dignity and convenience, there have to be some proper conditions. Those conditions can be summarized as availability of water pipes, roads and electricity. If there are not such facilities, people are faced with the everyday hard work of bringing water in carts and building all water providing systems themselves. The heroes of our story are people who overcome these difficulties everyday, and continue to work hard in order to earn their daily bread. Dilaram K. is 49. She has raised six daughters. Her husband works in the Water Supply Department and obtains a monthly salary of 3,000 soms. Dilaram grows cotton and sells it in market. Two of her daughters are married and live with their families. The rest of her daughters help Dilaram at the cotton plantation. Dilaram’s monthly income constitutes around 7,000 soms. This business has allowed Dilaram to marry her daughters. Now, Dilaram needs a loan. She needs to buy mineral fertilizers and therefore hopes to obtain this loan. In the near future, she plans to purchase cattle for breeding. Dilaram’s partners: Mamurahan M., 41, is a mother of three children. She is engaged in cattle breeding and selling milk. Her son helps her to look after the cattle. Her husband is also engaged in some business and manages to earn 4,800 soms. Mamurahan would like to increase the total population of livestock. She needs a loan to purchase sheep for feeding. Abdimutalib A., 48, is a father of two children. His eldest son is 17 and his little son is five. To provide for the family, Abdimutalib is engaged in growing cotton and corn. His monthly income is 2,100 soms. Abdimutalib has applied for this loan to purchase mineral fertilizers and use the rest of the funds to complete the construction of the house. Dildora T., 20, is single. She is preparing for marriage. Dildora is going to work after the wedding. She hopes to obtain this loan and use the funds to prepare her dowry. --- Where Did This Loan Come From? --- This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135 If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

In this group: Dilaram , Mamurahan , Abdimutalib , Dildora
*not pictured


Loan details


Lenders and lending teams



Loan details