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Mrs. Sim Horm Village Bank Group
In this Group: Sim, Bunna, Sarin, Khley, Sophy, San, Thai, Pich, Phary, Sbat, An, Chanthorn, Pidaor, Kheim, Vanny, Chansangkream, Phoeurn
Seventeen people who live in Kdol village in TaK. province make up this village bank loan. Mrs. Sim H., who is 49 years old, is the village bank president, selected by the other members. The members will use their portion of the loan in varied ways to improve their businesses.

Mrs. Sim H. owns a general store in the local village where she sells groceries to earn a large profit to support her family. Her husband, Mr. Touch Ouch, is a farmer who owns a one-hectare (2.5-acre) plot of land that he uses to cultivate rice to sell to support his family.

Since her business is going well, Mrs. Sim H. wants to expand it. So, to achieve this purpose, she is seeking a loan to buy more groceries to sell.

Mrs. Sim H. is the mother of three children, one of whom is a seamstress in a garment factory, another is a fisherman, and the other is studying in the local school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,220.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sim Horm Village Bank Group's $2,850 loan helped a member to buy more groceries to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Sep 1, 2010
Currency Exchange Loss:
Sep 27, 2011