A loan of $550 helped additional working capital.

Virginia's story

Virginia P. is a widow who lives in Prk. Venus, Brgy. Patao, Bantayan, Cebu. She earns her living by operating three business ventures: buying and selling dried fish, buying and selling ready-to-wear clothes and raising hogs. She has eight children who range from 7 to 30 years old.

Virginia joined NWTF-Project Dungganon in 1999 because she aspired for something better for her family. With the help of her past 18 loans from NWTF-Project Dungganon, Virginia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 25,000 Philippine pesos (PHP) helped her earn a monthly profit of PHP 10,000, uplifting the family's standard of living.

This time, for her 19th loan cycle, she is borrowing PHP 25,000, which she intends to use as additional capital for her dried fish business so that she can continue to save up for the future for the education of her children. Virginia P. is a Dungganon (a Hiligaynon word that means "honorable") woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team. http://www.kiva.org/team/nwtf_philippines

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Loan details