A loan helped to buy farm inputs, such as certified seeds and nutrient-rich fertilizers, to improve her production and income.


Emmah's story

Emmah (43) is the mother of 3 beautiful school-going kids, who always give her reason to smile. She's an enthusiastic woman who's farmed many years, enabling her to comfortably support her children.

With her good farm management skills, she's been able to achieve great success on her farm. She owns her own beautiful field with a spectacular view.

Access to modern, quality farm inputs is the pillar of agricultural revolution. However, in Kenya, a developing country, fertilizer and seed allocation by the government is far below farmer needs. Since Juhudi Kilimo, a Kiva partner, ventured into the affairs of smallholder farmers in Kenya, farmers can attest there's been a more significant improvement in the availability of inputs than ever before.

Emmah has taken this loan to buy quality farm inputs, such as certified seeds and nutrient-rich fertilizers, assuring her of a good harvest, which will consequently reflect in her pocket.

This loan will be a turning point for this hardworking mother and will make her life better this year.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams



Loan details