A loan helped to buy some more dairy cows and sell more milk.


Zhazgul's story

Zhazgul has successfully repaid her previous loan and is grateful to Kiva and everyone who helped her fund it. Through her hard work and responsible attitude, she managed to expand her farming business to 7 cows, 25 sheep, 2 horses and 0,4 hectares of irrigated land where she grows clover.

Zhazgul has an agreement to supply organic milk to the local dairy factory. This helps her to invest continuously in her farming business. Having learned that she can get a Bai Tushum Bank loan in the framework of the added value chain scheme, Zhazgul decided to request a loan of 250,000 KGS. She would like to buy more dairy cows for selling organic milk.

Zhazgul will receive instalments from the factory in her bank account. Her loan payments will be also taken automatically via a standing order.

Zhazgul plans to reinvest the profits, save up for her children's education and renovate her home.

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Translated from Russian.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


Lenders and lending teams




Loan details