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Kipawa Group
In this Group: Sharifa, Japhet, Eveline, Merekzedeck, Salma, Eliza, Habiba, Magreth*, Frola
* not pictured
Sharifa H., age 40, is married with five children ages 27, 23, 20, 18 and 14 years. For six years now, she has sold fabrics and sarongs by going from door to door, and also chapatti (an unleavened flatbread, similar to tortillas). She works from 9 a.m. to 2 p.m. daily and she is able to make a monthly profit of about $73

This will be Sharifa’s first Motisha loan from Tujijenge Tanzania. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. She hopes to obtain this loan to buy baking flour, cooking oil, and charcoal.

Sharifa will share this loan with her loan group, Kipawa Group, which totals nine members. The members of the group will hold each other accountable in paying back the loan.

In the picture Sharifa is first on the left in the front row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,492.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kipawa Group's $1,550 loan helped a member to buy a sack of flour, cooking oil and charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 22, 2010
Aug 1, 2010
Currency Exchange Loss:
Dec 15, 2010