A loan of $3,350 helped a member buy products, supplies, etc. for multiple businesses.

Las Gaviotas Group's story

This group is called Las Gaviotas (The Seagulls). It’s located in Tepalcingo, a town in the Mexican state of Morelos. There are 9 members, neighbors, all of whom know one another. This is their 8th Fundacion Realidad loan. The members of the group are Araceli O. B., 34, who studied at a secretarial school after leaving high school. She has two boys: Jesus, 3, and Osvaldo, 7, who is in elementary school. Araceli operates a business selling Tupperware products. She needs a loan to buy Tupperware products such as cups, plates, containers, etc. that she will resell to her customers. She started the business 5 years ago after she was invited to a showing of the products that she now sells. She learned about the work, discounting, advertising, etc. They gave her the catalogs from which she sells her products, she put in her order and they gave her a week’s credit from the date that she received the order. The business is important to Arceli. She uses the earnings from the business to support her household and buy more stock for the business. She likes the work and she has won gifts and prizes for her efforts, something that spurs her on to work harder. Her customers are housewives. She goes door to door to sell her products. She’s bothered because some people don’t pay when she goes to collect and she faces competition from others who sell the same products. She wants her children to study for a good career. Tepalcingo is a lovely place. The streets have been improved and there’s a fair to celebrate the Senor de Tepalcingo in February or March. Many visitors come after Ash Wednesday for the dancing, the mariachis and the market where vendors sell crafts, food, clothes, etc. The market is very large and goes on for about 15 days.
The members of the group are Sra. Blanca Estela A. H. who will use her share of the loan to buy wholesale supplies of cold drinks; Sra. Loyda Eliuth E. G. who will buy frames for glasses, contact lens solution and other supplies for her eye care business; Sr. Rusbelia O. O. who will buy wholesale supplies of soft drinks, yogurt, detergent, candy, etc. to stock her business; Sra. Elsa O. O. who will buy cooking oil, beans maseca, napkins, plates, etc. for her food business; Sra. Maria Elia P. C. who will buy perfumes, creams, lipsticks, deodorants, etc. to supply her beauty products business; Sra. Judith de los Angeles N. C. who will buy Tupperware products, women’s clothing, lipsticks, deodorants, etc. for her business; Sra. Maria de Jesus B. Vego who will buy merchandise to stock her corner shop; Sra. Araceli O. Bahean who will buy Tupperware products for her business; Sra. Mariela E. M. who will buy catalogs and underwear that she has to sell to start her business. The members of the group want to say to Kiva and the Fundacion Realidad “thank you for supporting us with your loan and for continuing to help those of us who very much need your help”.

In this group: Blanca Estela, Loyda Eliuth, Rusbelia, Elsa, Maria Elia, Judith De Los Angeles, Maria De Jesus, Araceli, Mariela

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Translated from Spanish by Kiva volunteer Jere Wiseman

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