Araba B. has received a junior high education. She is married and takes care of seven dependants. Araba sells smoked fish at Elmina. Her husband is a security man. Araba uses her income to support her husband in the payment of school fees and utility bills. Araba will use the loan to purchase more fresh fish to smoke (process) and sell. With the new profits from her expanded business, Araba plans to save to build a shade over her traditionally built oven.