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Janeth Guadalupe
Janeth Guadalupe G. G. is 35 years of age. She is married and lives with her husband and children. She has 4 children: Jairo (17), Boris (16), Evelin (13) and Mishel (11). She lives in the village fo Chillanes in the province of Bolívar.

Janeth is an associate of the 'King of Kings' rural branch, which is located an hour and a half from Chillanes. There are 23 associates in all. The majority are dedicated to agriculture. This is the first loan that she has requested from the San José Cooperative.

Janeth is dedicated to agriculture, sowing corn. She carries out her purchases each month in Bucay y sells her produce in the same location.

She requests a loan to buy seeds for sowing. She thinks that the loan is an opportunity to get ahead. Her dreams are to have money to buy a house. She faces challenges such as the weather and diseases.

She likes to listen to music.
View original language description ↓
Janeth Guadalupe G. G. tiene 35 años. Es casada vive con el esposo y con los hijos, tiene 4 hijos, Jairo (17), Boris (16), Evelin (13) y Mishel (11), vive en el cantón de Chillanes en la provincia de Bolívar.

Janeth es una socia de la ventanilla rural Rey de Reyes, que está ubicada a hora y media de Chillanes. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Janeth dedica a la agricultura, siembra de maíz. Realiza sus compras cada mes en Bucay y las vende en la misma localidad.

Solicita el préstamo para invertir en semillas para sus cultivos. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener dinero para la compra de una casa. Enfrenta desafíos son el clima y las enfermedades.

Le gusta escuchar música.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Janeth Guadalupe to buy seeds to sow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2010
Aug 1, 2010
Currency Exchange Loss:
Aug 15, 2011