A loan of $350 helps to access quality farm inputs and services.


Muhammad's story

Muhammad, a Nigerian youth who is 28 years of age and lives with his parents in a rural town in Kaduna, Nigeria. He lives in a small community where maize farming is the major occupation and means of livelihood.

Due to poor farming practices and the very low income realized from his farming business, it has become difficult for farmers like Muhammad to support his mother's needs.

This is a major challenge common to smallholders regardless of the yield they achieve during harvest. By working with Babban Gona, this loan will enable Muhammad to get access to better-yielding seeds, fertilizers, and other essential farm inputs that will boost his yield. The loan will also help him earn up to 2.8 times in net income, compared to the average Nigerian farmer from selling his maize to premium buyers. Hence ensuring that Muhammad can continue to provide for his family.

At the end of the season, Muhammad plans to use the profits he earns from his harvest to build a better house for his mother, and also start his own family.


This loan is special because:

It supports smallholder farmers and helps them increase yields.

David, Kiva staff

David
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.