A loan helped to purchase dairy cows in order to increase her sales of milk to a local factory.


Gulnaz's story

She successfully repaid her loan and is grateful to Kiva and everyone who helped to finance her. Thanks to her hard work, her farm currently has 5 cows, 100 sheep, 6 horses, and a land allotment of 1.0 hectare where she grows beans.

In order to further develop her business, she applied to Bai Tushum Bank again for a loan of 200,000 KGS to purchase dairy cows to increase her sales volume of milk. Payments for milk from the factory will directly transfer to Gulnaz’s bank account, while payments for the loan will be automatically deducted. The income from the loan will help further develop her farm.

Translated from Russian by Kiva volunteer Claire Davis.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


Lenders and lending teams




Loan details