A loan helped a member to buy a truckload of gravel and sand to sell.


Las Manzanas Group's story

Gloria is a 28-year-old married mother of three children between the ages of 3 and 12. She has a small hardware store in the State of Chimaltenango. Gloria fills the shelves with essential supplies that the members of her community might need. Some of her income is earmarked for her children’s education. Gloria understands the importance of education since she was only able to attend school through the eighth grade. She is requesting a loan to buy a truckload of gravel and sand. She wants the Kiva lenders to know that she is very grateful to have access to a loan because she will be able to expand her business.

Gloria and eight other Maya Kaqchikel form the Friendship Trust Bank “Las Manzanas”, which means “The Apples”. These women have little or no formal education, so they participate in monthly educational seminars that are part of the “Microcredit Plus” program, which are essential to their success. These seminars help the members learn more about themselves, their families, health issues, and business management tools. The members have businesses that include convenience stores, tortilla shops, prepared food sales, hardware shops, and traditional textile businesses. Every other month, the women have access to basic health care services. This is especially important because the health care system in Guatemala is very poor.

The Kiva lenders who partner with Friendship Bridge are a huge help.

Note: The child in the photo belongs to one of the borrowers who gave authorization for her daughter to appear.

In this group: Rosa, Maria Florentina, Juana Macaria, Maria Agripina, Gloria Elizabeth , Herlinda Rodriguez , Zila Elizabeth, Jessica Beatriz, Maria Florencia


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.



Loan details


Lenders and lending teams




Loan details