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Rosa Pepita
Rosa, who is 47 years old, lives in the Suburbio de Guayaquil (an urban area; the majority of inhabitants are small business owners). She has a small restaurant where she makes typical foods like braised goat stew, chicken stew and beef stew.

One of her children urged her to stop cooking in her house and start her own food business. She began by making typical dishes and little by little invested the money to buy an industrial kitchen. Because of this good decision she now has a small restaurant where she makes meals and snacks. She works from 4:00 pm until 10:00 pm everyday.

Rosa wants to use the loan to buy drinks and rice for her foods. In the future, she wants to have a larger restaurant and work with more people.
View original language description ↓
Rosa de 47 años, vive en el Suburbio de Guayaquil(zona urbana, la mayoría de habitantes son comerciantes informales), ella tiene un pequeño restaurante, hace comidas típicas como seco de chivo, pollo y carne.

Uno de sus hijos la motivo a que dejara de cocinar en su casa y se pusiera su propio negocio de comidas, comenzó haciendo platos típicos poco a poco invirtió dinero para comprar una cocina industrial, por esa buena decisión ella ahora tiene un pequeño restaurante hace almuerzos y meriendas, trabaja desde las 16h00 hasta las 22:00pm todos los días.

Con el préstamo quiere comprar bebidas y arroz para sus comidas, en el futuro quiere tener un local y trabaja con mas personas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Rosa Pepita drinks, rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Jul 26, 2010
Currency Exchange Loss:
Jul 15, 2011