A loan helped a member to buy more fertilizers for Irish potato growing and also buy more Irish seeds.


Umugisha Agric Sub B Group's story

Umugisha Agric Sub B Group is a group represented by Daniel who is 35 years old and a father of four children aged 6 and 15 years old.

He is a farmer and has been growing Irish potatoes for the past fifteen years. With the loan from Kiva, he would like to buy more fertilizers for Irish potato growing and also buy more Irish seeds. The profits from his business he would like to build a house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009).

Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.

For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Due to the global pandemic, Urwego was not able to photograph all the members, but was able to get one representative for the group photo.

In this group: Belancilla, Faustin, Agnes, Euphrasie, Jean D'amour, Theoneste, Patrick, Laurence, Pholomine, Daniel, Leonard, Aloys, Niyonsaba


This loan is special because:

It provides high-quality direct inputs for rural Rwandan farmers.



Loan details


Lenders and lending teams




Loan details