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Kaniz's Group
In this Group: Kaniz , Durran, Azra Parveen
Kaniz lives with her family in the city of Borewala in Pakistan. She is the mother of four children, who are getting their education. It is very difficult to afford the education expenses of the children, and that’s why Kaniz started a bangles sales business last year with the help of an Asasah loan.

Her husband has a billiard and video games shop. His shop is always busy with the presence of children. Children are the main clients of his shop.
Kaniz has applied for a loan for the second time from Asasah for her husband’s business expansion. With the loan amount, he will buy another billiard table and video games for his game shop.

She is hopeful that this investment will increase her husband’s income sufficiently and she will be able to provide the basic necessities of life for her children.

This is a group loan.

Note: Kaniz shows her bangles in this photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,412,300
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaniz's Group's $725 loan helped a member to purchase games for game shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 20, 2010
Jul 22, 2010
Currency Exchange Loss:
Jul 15, 2011