A loan helped to buy dairy cows to increase her sales of milk to a local factory.


Shaarbubu's story

This wonderful lady is Shaarbubu. She is 62 years old, widowed, 2 children. She has a high school education. Her family's main source of income has been raising cattle and growing crops since 2015. Thanks to her hard work, today Shaarbubu has 7 cows, 20 sheep, a horse, as well as 3.06 hectares where she grows organic beans. She has an agreement with a local factory to sell her organic milk to them for further dairy processing. This enables her to continuously reinvest in the farm.
When Shaarbubu learned that she can get a loan from Bai Tushum Bank backed by her future contract with the factory, she asked for a loan of 200,000 KGS. This helps her buy more dairy cows and increase her sales volume of organic milk. The factory's payment will come directly to her bank account, with her loan repayments automatically deducted to Kiva. The earnings from this loan will help Shaarbubu further improve her farm.

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Translated from Russian by Kiva volunteer Anya Pechkina.


This loan is special because:

It supports organic farming and includes a lower interest rate.



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