A loan helped for to repair her home and buy salon equipment.


Gulzat's story

This wonderful woman is Gulzat. She is 40 years old, not married, and she has two children. She has a higher education, and by nature she is hard working and responsive. Since 2009 she has been offering her services as a hairdresser in a rented site for her main source of income. She has fixed assets of 150,000 som and her current income is 15,000 som each month.

In order to further develop her business, she appiled to Bai-Tushum bank for a loan in the amount of 250,000 som. She plans to use the funds to expand her business with the goal of repairing her home and equipping it with salon equipoment. She plans to use the proceeds from the loan to further develop her business.

Translator profile picture

Translated from Russian by Kiva volunteer Susan Vdovichenko.


This loan is special because:

It supports the well being of low-income families.



Loan details


Lenders and lending teams




Loan details