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Tetepelcingo Group
In this Group: Marcela, Veronica, Emilia Mariana, Eustolia*, Reina, Rufina, Sofia, Victoria, Gloria, Josefa, Demetria
* not pictured
This group is called Tetepelcingo. They named themselves after the village where their group is located. The majority of them are natives of this village. This story is about Verónica T. D. as she is the group representative. She is married and has 3 children, Paola, who is 9 years old and is in elementary school, Ingrid, 3, and a baby who is 5 months old. Verónica sells traditional street snacks.

She tells us that she started this business because in the village where she lives there isn't anyone who sells food in the afternoons and she likes to prepare food. She will use the loan that she is requesting to buy supplies like oil, salt, tomatoes, napkins, plates, utensils and chilies to prepare her dishes.

She provides for her children with the earnings from the business and helps her husband with the household expenses and the education of their children.

She says that her business is beneficial to her community as well, since she is the only person that sells prepared food here. Now, the people that don't have time or the desire to prepare food, can buy her food.

Her goal is to give her children a quality education so that they can have a good profession and a better future. She also wants to set up a permanent local so that she can generate more income.

She tells us that all the other members in the group are responsible people that fulfill their obligations. They like to work to overcome and excel given any difficulty. Since they have known each other for a long time, they are committed to repaying their loan. They do not want to let down those that have put their trust in them.

On behalf of her and her daughter, Verónica would like to thank FRAC and Kiva because, thanks to them, she could change her life and that of her children since they will have a better education.

The members of Tetepelcingo and what each one does for a living are as follows:
Verónica T. D. (representative) - prepares and sells traditional snack foods
Marcela Hernández L. - Napkin sales
Emilia Mariana Nicolás - Napkin sales
Eustolia Nicolás B. - Napkin sales
Reina R. López - Napkin sales
Rufina Hernández López - Napkin sales
Sofía Hernández - Napkin sales
Victoria López B. - Napkin sales
Gloria Hernández Nicolás - Napkin sales
Josefa Hernández L. - Napkin sales
Demetria Hernández L. - Napkin sales
View original language description ↓
Este grupo se llama Tetepelcingo, decidieron ponerle este nombre por que así se llama el pueblo donde se encuentra ubicado el grupo y la mayoría del grupo son originarios de ahí, la historia es acerca de Verónica T. D., ya que ella es la representante del grupo, es casada tiene 3 hijos Paola de 9 años estudia la primaria, Ingrid de 3 y un bebe de 5 meses, ella se dedica a la venta de antojitos.

Nos comenta que se decidió por este negocio por que dice que en el pueblo donde radica no hay quien venda comida por las tardes, además de que a ella le gusta preparar comida, el crédito que pidió lo va usar para invertirlo en la compra de insumos como son: aceite, sal, tomates, servilletas, platos, cucharas y chiles para así seguir preparando sus antojitos.

Con las ganancias obtenidas de su negocio se esta beneficiando mucho por que esta pudiendo sacar a sus hijos adelante, y apoyar a su esposo con los gastos de la casa y de la educación de sus hijos.

Comenta que con su negocio también esta beneficiando alas personas de su comunidad puesto que como es la única que vende comida ahí, ahora las personas que no tienen tiempo o ganas de preparar comida van con ella para comprar sus alimentos.

La meta que se ha puesto verónica es darles una educación de calidad a sus hijos para que asi puedan estudiar una carrera y así tengan una buena profesión, para que tengan un mejor futuro, también quiere hacerse de un local donde pueda establecerse de manera definitiva y así obtener mejores ingresos.

Nos cuenta que todos sus compañeros del grupo, son personas responsables, que cumplen con sus obligaciones, les gusta mucho el trabajo, para superarse y sobresalir ante cualquier dificultad, ya que ellos se conocen de hace tiempo dice que son personas pagadoras, no les gusta defraudar a las personas que depositan su confianza en ellos.
Verónica le da las gracias a nombre de ella y de su hija a FRAC y a kiva por que gracias a ellos pudo cambiar su vida y la de sus pequeños hijos, puesto que a hora tendrá una mejor educación.

Los integrantes de tetepelcingo y las actividades alas que se dedican cada uno de ellos son las siguientes:
Verónica T. D.-antojitos (REPRESENTANTE)
Marcela Hernández L.-venta de servilletas
Emilia mariana Nicolás-venta de servilletas
Eustolia Nicolás B.-venta de servilletas
Reina R. López-venta de servilletas
Rufina Hernández López-venta de servilletas
Sofía Hernández-venta de servilletas
Victoria López B.-venta de servilletas
Gloria Hernández Nicolás-venta de servilletas
Josefa Hernández L.-venta de servilletas
Demetria Hernández L.-venta de servilletas

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 67
    View loans »
    Mexico Loans Fundraising
  • $22,256,000
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tetepelcingo Group's $2,350 loan helped a member to purchase supplies such as oil, potatoes, chilies, tomatoes, napkins, plates and utensils.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 29, 2010
Jul 25, 2010
Currency Exchange Loss:
Nov 15, 2010