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Carla Ninosca
Karla is 37 years old, single, and has two children. She has worked the past ten years for the City of Juigalpa as an auditor.

She is requesting her first loan to build an extension to her home in order to provide greater comfort for her family. Her greatest wish is to gradually renovate her house so that she can leave it as an inheritance for her children.

View original language description ↓
Karla de 37 años de edad es soltera, tiene 2 hijos, trabaja para la Alcaldia Muncipal de Juigalpa desde hace 10 años, desempeñandose como Resp. Depto. Fiscalizacion.

Esta solicitando su 1er credito con el objetivo de construir un anexo en su vivienda para poder brindarle mayor comodidad a su familia.

Su mayor sueño es poder ir poco a poco acondicionando su casa ya que es el patrimonio que dejara a sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Carla Ninosca build an extension to her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 21, 2010
Aug 1, 2010
Currency Exchange Loss:
Jan 19, 2011