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Fanny Monserate
Fanny, 47-years-old, lives in the outskirts of Guayaquil (a suburban zone, surrounded by the Guayaquil marsh). She has a restaurant in her house where she sells food to her neighbors in the area.

Four years ago she began selling lunch to be able to pay her home expenses. She's not married and she has five children, 28, 27, 23, 21, and 15 years of age. Some of them help her while she cooks. She works from 9:00 a.m. to 3:00 p.m. from Monday to Friday. She cooks traditional dishes such as chicken with rice and many different kinds of soups.

To be able to cook her food in a greater volume she wants to buy a stove with the loan. In the future she wants to buy a car to distribute her food to companies.
View original language description ↓
Fanny de 47 años, vive en la Perimetral de Guayaquil (zona periurbana, rodeada del estero de Guayaquil), ella tiene un restaurante en su casa, vende comida a los vecinos del sector.

Hace cuatro años empezó vendiendo almuerzos para poder solventar su hogar, no esta casada y tiene cinco hijos de 28, 27, 23, 21 y 15 años, algunos de ellos les ayudan mientras que ella cocina, trabaja desde las 09h00am hasta las 15h00pm de lunes a viernes. Cocina platos típicos como arroz con pollo, toda clase de sopas.

Para poder cocinar en mas volumen sus comidas ella quiere comprar con el préstamo una cocina, en el futuro quiere comprar un carro para repartir la comida a empresas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Fanny Monserate stove.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 22, 2010
Jul 23, 2010
Currency Exchange Loss:
Aug 26, 2011