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Tamemsusor Group
In this Group: Kadiatu, Amie, Hawa, Sallay, Alpha
In the photo are members of the “Tamemsusor” group. They are small-scale businesspeople based in a small village called Masorie, about 32 miles from Makeni, in northern Sierra Leone. This is not the first loan that these entrepreneurs are accessing from SMT/Kiva. With this loan, they will be able to further expand their businesses, make more profit, and consequently improve on their standard of living.

The leader of this group is Kadiatu S. (second from left). Kadiatu is approximately age 42 and was born in Masorie. Her husband is a farmer and they have six children - two attending primary school, two in secondary, one in college and one no longer attending school.

For many years now, Kadiatu has been selling food items such as rice, palm-oil, salt and sugar. With the help of this loan, Kadiatu will be able to expand her business size and quality by buying the above mentioned items at wholesale, to add to her current supplies.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,910.1
    Sierra Leone Leones (SLL) = $1 USD