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Mayka Karina
Mayka is 38 years old and lives in the Guasmo neighborhood of Guayaquil (an urban area where the majority of the residents work in informal trade.) She sells stationery items on the patio in front of her house.

As she needed money to help her family, she had to work very hard so that she could buy items and sell them to her neighbors. She started out selling notebooks and pens, and then gradually increased her working capital. Now she works from 8am until 9pm each day.

In order to increase her business and have the opportunity to have her own shop, she wants to use the loan to buy notebooks, books and pens. In the future, she wants to have her own stationery company.
View original language description ↓
Mayka de 38 años, vive en el Guasmo de Guayaquil, (zona urbana, la mayoría de los habitantes son comerciantes informales), ella tiene una papelería en el patio delantero de su casa.

Como necesitaba dinero para ayudar a su familia, tuvo trabajar muy duro para poder comprar artículos y venderlos a sus vecinos, empezó con cuadernos y plumas poco a poco fue incrementando su capital de trabajo, ahora trabaja desde las 08h00am hasta las 21h00pm todos los días.

Para poder incrementar su negocio y tener oportunidad de tener su propio local ella quiere comprar con el préstamo cuadernos, libros y plumas, ella quiere en el futuro tener su propia empresa de papelería.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mayka Karina to buy notebooks, books and pens.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 30, 2010
Jul 22, 2010
Currency Exchange Loss:
Oct 25, 2011