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Sunny Yerisa
Sunny is 31 year old and lives in the Guasmo area of Guayaquil, (an urban area where the majority of the residents are informal traders.) She has had a pharmacy for a number of years.

In order to support her family, Sunny had to invest her savings in a glass display case and medicines to sell to her neighbors and acquaintances who, up to that point, had not had a pharmacy in their neighborhood. With a lot of dedication and effort she was able to buy more medicines. She started out selling drugs, and now she has a pharmacy where she works every day from 7am until 10:30pm.

In order to expand her business with more medicines, she wants to use the loan to buy diapers, creams and other drugs. In the future, she wants to change her drug store business into a business specializing in baby products.
View original language description ↓
Sunny de 31 años, vive en el Guasmo de Guayaquil, (zona urbana, la mayoría de los habitantes son comerciantes informales), ella tiene una Farmacia desde hace años atrás.

Sunny para poder mantener a su familia tuvo que invertir sus ahorros en una vitrina y medicinas para vender a sus vecinos y conocidos ya que no había farmacias cerca de su sector, con esfuerzo y dedicación pudo comprar mas medicinas. Por comenzar vendiendo medicinas ahora ella tiene una farmacia trabaja desde las 07h00am hasta las 22:30 todos los días.

Para poder aumentar su negocio con medicinas ella quiere comprar con el préstamo pañales, cremas, medinas. En el futuro ella quiere cambiar su negocio de medicinas a una pañalera y artículos para bebe.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sunny Yerisa to buy diapers, medicines and creams.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2010
Jul 23, 2010
Currency Exchange Loss:
Aug 29, 2011