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Baptist Secondary School Ii Group
In this Group: Alfred Sima, Victor E.d., John S.y., Maferh, Jonathan Y., Alimany Azziz , Augustine M.j.
Salone Microfinance Trust (SMT), a Kiva partner in Makeni, northern Sierra Leone, is pleased to present to you the teachers of the Baptist Secondary School II, in Waterloo small town, where “Shine on Sierra Leone” partnered with SMT to start a branch.

Baptist Secondary School II was opened in September 2000 by the Executive of the Baptist Convention Sierra Leone to help alleviate the plight of displaced children living in Freetown during the country’s ten year civil war.

These hardworking and dedicated teachers have come to SMT for the first time to seek a loan of SLL 10,000,000. With the help of this loan, they will be able to embark on some meaningful projects that they cannot do with their mere salaries alone. Some of them will use the loan to buy pieces of furniture, others to buy housebuilding materials, buy a piece of land, pay school fees for their children, or invest the loan in their business.

Alfred S. K. is the leader of this group. He is age forty and was born in Kamakwe, a town in northern Sierra Leone. He has been a teacher for twenty years now. Alfred is married to a teacher and they have three children.

Alfred will use his share of the loan to buy a generator which he will use to power the refrigerator he uses to sell cold drinks.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 3,950.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Baptist Secondary School Ii Group's $2,550 loan helped a member to buy a generator to power the refrigerator he uses to sell cold drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 20, 2010
Currency Exchange Loss:
May 18, 2011