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Ludmila is married with a grown son. She lives in Novomoskovsk and runs a construction supply store called "Construction Fittings" that is located in the central marketplace. She doesn't own the facility but has to rent it which increases her business expenses. Her rented facility is spacious enough and is located in a busy part of the marketplace which always keeps her place buzzing with customers. She has been working in this sphere of business for three years.

Ludmila is seeking a loan of 15,000 Grivnyas to purchase more construction fittings, metalware, tools and instruments to diversify the assorted merchandise she offers for sale in her store. This loan will help her obtain a better variety of inventory for the busy summer/fall reconstruction and remodeling season in the Ukraine.

Ludmila's husband is actively helping her run the business. Ludmila is an optimist. She thanks God for opportunities He opened for her business and for the success she has achieved with it.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Ludmila to purchase more construction fittings, metalware, tools and instruments for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 8, 2010
Jul 20, 2010
Currency Exchange Loss:
Dec 15, 2010