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Toch S., 28, is married and resides with her husband and two children in Takeo Province, Cambodia, an area known for Pre-Angkorean Temples. She is employed as a cleaner at a shopping center for an income of USD 2 per day. Her husband is a motor-taxi driver, earning an income of USD 4 per day. S. is requesting a loan of USD 800 to purchase a new motorbike for husband to operate his business more efficiently. In the future, she would like to use any additional profits to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Toch to buy a motorbike.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jul 19, 2010
Currency Exchange Loss:
May 15, 2011