A loan of $300 helped additional working capital.

Virginia's story

Virginia B. is a married woman who lives in Juan Luna, Poblacion, Bayawan City, Negros Oriental. She earns her living by operating two business ventures: a tocino (cured meat) stand and a peanut-butter business.

Her husband Feloteo B., who is 49 years old, works as a general contractor to earn his living. They have five children children who are between 15 and 25 years old.

Virginia joined NWTF-Project Dungganon in 2008 because she aspired for something better for her family. With the help of her past three loans from NWTF-Project Dungganon, Virginia has been incrementally lifting her family out of poverty by the sweat of her brow. By using her previous loan of 10,000 Philippine pesos (PHP) as additional capital, she was able to increase her monthly profit to PHP 15,000, uplifting the family's standard of living.

This time, for her fourth loan cycle, she is borrowing PHP 13000, which she intends to add to her working capital for her businesses so that she can continue to save up for their future household expenses and for the education of their children. Virginia B. is a Dungganon (a Hiligaynon word that means "honorable") woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF in its mission to help the poorest in the Philippines by joining the NWTF Kiva lending team on Kiva.org.

Loan details

Lenders and lending teams

Loan details