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Francisca Hernández Tzitá Group
In this Group: Francisca , Catarina , Catarina Jesús , Antonia Cristina , Juana , Magdalena , Teodora , Angelina , Yolanda , Santos Elvira
Francisca H. T. is 43 years old, married with five children (3 women and 2 men). She breeds animals which she has been doing since she was 15 years old. She needs to increase her business capital in order to support her living expenses and provide a better future for her family. For that reason she decided to form a group in order to request a loan that would be used to capitalize on the work performed by each of them.

The group consists of ten women with various businesses like breeding animals and selling consumer products. They need to expand their businesses in order to increase their profits and provide a better future for their families.
View original language description ↓
Doña Francisca H. T. de 43 años de edad, casada, tiene 5 hijos tres mujeres y dos hombres, doña francisca se dedica a la crianza de animales actividad que ella viene realizando desde hace mas de 15 años, ella necesita ampliar su capital ya que ella quiere apoyar en los gastos familiares para poder darle un mejor futuro a su familia, doña Francisca decide en tonces forma un grupo para solicitar un prestamo, y que puedan pagar entre todas; prestamo que utilizaran para capitalizar el trabajo que realiza cada una de ellas.

El grupo se conformo por 10 mujeres que se dedican a diferentes actividades como crianza de animales, venta de artículos de consumo, ellas necesitan ampliar su negocio para poder aumentar las ganancias y así darle un mejor futuro a su familia.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 115
    View loans »
    Guatemala Loans Fundraising
  • $11,661,325
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Francisca Hernández Tzitá Group's $1,650 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 14, 2010
Jul 20, 2010
Currency Exchange Loss:
Feb 19, 2011