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Ángela Consuelo
Angela Consuelo Chiimbo S. is 36 years old. She is married and lives in the parish of Estero Salado in the Ecuadorean canton of Chillanes. She has ten children: Juana, 21; Geovany, 19; Angela, 16; Maria, 16; Mirian, 15; Jesus, 12; Adrian, 10; Jhonatan, 8; Jenny, 6; Evelin, 5; and Brenda, 3.

Angela is a member of the Fronteras Unidas rural outreach program in Estero Salado, some two hours from the agency office in the town of Chillanes. The group has 19 members. Many of the people in the area make a living from farming.

Angela is among those who farm for a living. She grows cacao. She buys in Matilde Esther and sells in Matilde Esther and Naranjito.

Angela is applying for a loan so she can plant more cacao and, in turn, increase her income. She knows the loan is a chance to improve her standard of living. Her greatest wish is to increase her cacao crop and, in turn, her income so that can buy more land. The biggest challenge she faces is at the harvest when the roads are damaged by heavy rains.

Angela enjoys the local festivals that are held in November.
View original language description ↓
Ángela Consuelo C. S. tiene 36 años. Es casada vive en el cantón de Chillanes en el Recinto San Jose Parroquia el Estero Salado. Tiene 10 hijos, Juana (21), Geovany (19), Angela (16), Maria (16), Mirian (15), Jesús (12), Adrian (10), Jhonatan (8), Jenny (6) Evelin (5) y Brenda (3).

Ángela es una socia de la ventanilla rural Fronteras Unidas, esta Ubicada a quince minutos de la Parroquia Estero Salado, a dos horas de la agencia en Chillanes, esta ventanilla integran 19 socios, la Comunidad se dedican a la agricultura.

Ángela se dedica a la agricultura, al cultivo cacao. Realiza sus compras cada mes, en Matilde Esther, las ventas las realiza en Matilde Esther y Naranjito.

Solicita el préstamo para la compra de cacao para siembra e incrementar el negocio. Piensa que el crédito es una oportunidad para salir adelante. Su sueño incrementar la producción para que los ingresos aumenten y comprar un terreno. El desafío que enfrentamos es en el tiempo de cosecha, ya que las vías de acceso se dañan por la lluvia.

Le gusta celebrar las fiestas de la localidad en el mes de noviembre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ángela Consuelo buy supplies for farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2010
Jul 20, 2010
Currency Exchange Loss:
Aug 15, 2011