A loan of $4,025 helps a member to buy basic grains, corn and firewood.


Las Gardenas Group's story

Single mothers, especially those who live in underserved rural communities in Guatemala, face great challenges. Ruth, a 33-year-old single mother, has three children who range in age from 18 months to 10 years. The older children go to kindergarten and primary school.

Ruth is a teacher in the local school. Four years ago, she opened a tortilla shop and began selling basic grains (beans and corn). She employs two women in the business who fill orders for breakfast, lunch and dinner. Ruth is requesting her third Kiva loan to buy basic grains, corn and firewood.

Ruth, along with six other women, have formed the Friendship Bridge Trust Bank “Las Gardenias” in the department/state of Quiche. They have convenience stores and tortilla shops and sell sweets.

They make loan payments at their monthly meetings and then participate in educational sessions, part of the Microcredit Plus program of loans, education and health-care services. The educational training sessions are designed by a facilitator who uses pictures, games, role playing and diagrams to share information. Every two months, the ladies have access to basic health-care services. Friendship Bridge calls this effective combination of loans, education and health care Microcredit Plus.

Thank you, Kiva investors, for lending your support to Ruth and her friends. They are creating pathways to a brighter and more successful future!

In this group: Lesbia Maria, Helen Antonia , Juana , Ruth Isabel , Silvia Noemi , Lucila Beatriz , Angela Herlin Estefany


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff









Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.


Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.