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Maria Narcisa
María is 36 years old, and lives in El Guasmo, Guayaquil (a place where the residents are informal merchants). She has a small store that she has been able to stock with help from her husband.

María started out selling “chifles” (fried sliced bananas), and little by little earned enough income to purchase food items and sell them at a stand. Because of this good decision she now has a store with a small selection. She works every day from 7:00 AM until 10:00 PM with help from her two daughters.

María wants her store to be one of the best stores in the area where she lives. That is why she needs this loan to purchase sugar and coffee. In the future she plans to have a well-stocked store.
View original language description ↓

María de 36 años, vive en el Guasmo de Guayaquil (lugar habitado por comerciantes informales), ella tiene una tienda pequeña que la ha podido surtir con la ayuda de su esposo.

María comenzó vendiendo “chifles” (plátanos en rodajas fritas), poco a poco tuvo ingresos para comprar alimentos y venderlos en un puesto. Por esa buena decisión ahora ella tiene una tienda un poco surtida y trabaja desde las 07h00am hasta las 222h00pm todos los días sus dos hijas le ayudan.

Ella quiere que su tienda sea una de las mejores del sector por donde vive y para eso necesita comprar con el préstamo azúcar, café. En el futuro ella se proyecta con una tienda bien surtida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Narcisa purchasing sugar and coffee for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 19, 2010
Currency Exchange Loss:
Jul 15, 2011