A loan of $2,300 helped to purchase more cellphones to sell.


Jamshed's story

A. Jamshed is 20 years old and is not married. Due to his family’s financial situation, he did not have many opportunities to study at the university. That’s why, after finishing school, he tried to become independent and to find a way of earning in order to help his parents with the family’s expenses.

Since 2006, Jamshed has supported his family through his efforts. Through the years, he tried various types of activities and finally, four years ago, he started his business selling cellphones. He believes that this business is profitable and the generated income allows him to support his family.

Currently, his business is doing well, but Jamshed needs to increase his stock of goods in order to serve the demands of his clientele. With this purpose in mind, Jamshed requests 10,000 Somoni. He is grateful to all those supporting him and promises to repay the loan promptly.


More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj.



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