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Kariakoo Group
In this Group: Mwama-Asha, Zacharia, Hamisa, Tatu, Shojea, Asha, Rehema
Mwana Asha L., age 40, is single and has one 17-year-old son. She lives with her parents. She sells food like tea with snacks in the morning and lunch at Kariakoo place in the city. She has been in this business for ten years now. She works from 5am to 5pm daily and she is able to earn a monthly profit of around $473.

This will be Mwana’s 6th loan and her 1st Motisha loan. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended at Tujijenge Tanzania. She hopes for a loan to start selling chips from 5pm to morning.

Mwana will share this loan with her loan group, Kariakoo, which totals seven members. The members of the group hold each other accountable in paying back the loan.

In the picture, Mwana is at the far right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,488.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kariakoo Group's $2,425 loan helped a member to start seling chips from 5pm up to morning.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 18, 2010
Currency Exchange Loss:
Nov 15, 2010