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Luisa Lavina
Sra. Luisa Lavina P. S. is 56 years old and lives with her family in the neighborhood of Medardo Andino. Her husband is an employee of MAGFOR (Ministry of Agriculture and Forestry) and contributes toward the household income. Her grown children are working and also help with the expenses. Luisa works as a secretary at Universidad Americana (UAM).

Since her family has limited resources, Luisa is not able to finish all the necessary renovations to her house which include replacing the sheets of zinc roofing and tiling the living room floor. For this reason, she is requesting a loan to buy the construction materials needed to complete these improvements so that her family can live in a space that is more dignified, safer, and more comfortable. As parents, Luisa and her husband want to provide good conditions in which her children can develop.

View original language description ↓
La señora Luisa Lavina P. S., tiene 56 años de edad vive en el barrio Medardo Andino, ahí habita con su familia, su esposo labora en el Magfor y apoya con sus ingresos a la economía del hogar, sus hijos son mayores de edad que trabajan y también aportan su ayuda económica a sus padres, ella es secretaria de la Universidad Americana UAM.

Ellos son una familia que sus limitados ingresos no le han permitido han permitido llevar a cabo todas las remodelaciones que su hogar necesita, sobretodo que necesita cambiar las laminas de zinc, y embaldosar el piso de la sala, razón por la cual solicita un préstamo para la compra de todos los materiales de construcción que le permitan llevar a cabo estas remodelaciones que favorecerán a habitar en un espacio más digno, seguro y cómodo para todos los miembros de su familia, sobretodo la satisfacción como padres de ofrecerles a sus hijos estas buenas condiciones para su buen desarrollo socio-económico.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Luisa Lavina complete home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Aug 1, 2010
Currency Exchange Loss:
Jul 15, 2011