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Shown in the photo are S. and her husband who have spent their life cultivating crops. This is a skill they learned from their grandparents. This couple was married years ago and they have three school-aged kids. Growing crops is an annual action with which they have had great success for several years. The family is able to plant the crops at least twice a year by following both rainy and dry seasons. The coming rainfall is good for growing; however, the family doesn’t have capital to use on their farm. So S. discussed this with her husband and decided to seek a loan to use towards purchasing fertilizers, insecticides, a pump machine, and seeds for planting.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 64
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • 4,239.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Prum to purchase fertilizers, insecticides, a pump machine, and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 2, 2010
Aug 1, 2010
Currency Exchange Loss:
Dec 16, 2010