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This member belongs to the communal bank "QORI ORCCO". She lives in the Urcos district, Quispicanchis province, Cusco state.

Graciela is 44 years old, married with 5 children. She lives in the Urcos district. Her business is retail sales. She has a stand on a corner in the plaza in Urcos where she sells bread from very early until she runs out. She has managed and worked at her own business for 21 years. Everyone in the town knows her and when cars pass by traveling to other cities, she offers fresh bread to the travelers. She is requesting a loan to purchase a new stand and for the education of her children who are still at home with her.

Graciela values and is extremely thankful for the loan as this allows her to grow her business and improve her quality of life. She also promises to make her payments on schedule.
View original language description ↓
La socia pertenece al banco comunal “QORI ORCCO”; La socia vive en el distrito de Urcos en la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Graciela ella tiene 44 años de edad y La socia es casada con 5 hijos, vive en el distrito de Urcos, la socia se dedica al comercio minorista, ella tiene un stand en una esquina de la plaza de Urcos, la socia vende panes desde muy temprano hasta que se le acabe, Ella administra y trabaja en su propio negocio desde hace 21 años, todos en el pueblo la conocen y cuando pasan los carros con destino a otras ciudades, ella ofrece panes frescos a los viajeros, La socia solicita el préstamo para comprar un nuevo stand y para los estudios de sus hijos aún dependientes de ella.

La socia valora y agradece infinitamente el crédito otorgado ya que este le permite crecer con su negocio y mejorar su calidad de vida, así mismo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 77
    View loans »
    Peru Loans Fundraising
  • $61,817,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Graciela to purchase a new stand and for her children's education.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 15, 2010
Jul 18, 2010
Currency Exchange Loss:
Jan 15, 2011