Djekabaara 3 Group
They collaborate with the microfinance institution, Soro Yiriwaso, with the aim of better organising their activities at the beginning of the winter season. The crops they cultivate are peanuts, pearl millet and beans. They are on their first farming loan from Soro Yiriwaso.
With this loan, Sitan C. is planning to buy intrants before prices rise, and small equipment, as well as paying the labor costs to maintain around a hectare of peanuts.
The produce, once harvested, is sold in the village of Nangola and the surroundings as well as in the town of Dioïla, to a customer base made up of retailers and consumers.
The women are expecting to make an average profit of 50,000FCFA at the end of the season.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso dans le but de pouvoir mieux organiser leurs activités en début d’hivernage.
Les spéculations cultivées sont l’arachide, le petit mil et le haricot. Elles sont à leur premier prêt de campagne avec Soro Yiriwaso.
Avec ce prêt, SITAN C. compte acheter les intrants avant la hausse des prix, les petits équipements et payer les frais de labour pour entretenir environs 1 hectare d’arachide.
La production est vendue au niveau du village de Nangola et environnants et dans la ville de Dioïla après les récoltes à une clientèle composée de revendeurs et consommateurs.
Elles comptent réaliser un bénéfice moyen de 50.000FCFA en fin de campagne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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